If you own a small business or run a nonprofit affected by wildfire or drought, this page lists federal loans, grants, and recovery programs. Find what applies to your situation below.
Before an event, create a plan for how your business will continue operating if a disaster disrupts normal operations. Key elements include:
Where you'll operate if your main location is damaged
How to reach employees and customers
Backup for critical data and records (cloud backup, off-site storage)
List of vital business contacts and vendors
Insurance coverage review (property, business interruption, liability)
Resource: FEMA.gov has business continuity planning guides and templates.
Make sure your business or nonprofit has adequate coverage for disaster damage. Work with an insurance agent to confirm:
Property insurance covers your building and contents
Business interruption insurance covers lost income if you can't operate
Flood insurance (if you're in a flood-risk area)
Workers' compensation and liability coverage
Call Wyoming 211 for immediate emergency needs during a disaster: shelter for displaced employees, utility assistance, emergency supplies, or childcare support for your workforce.
Call: 211 (toll-free) • Website: 211.org/wyoming
Available: 24/7
Contact your local Chamber of Commerce or economic development office for information about business-focused emergency support and resources in your area.
Low-interest loans for small businesses and nonprofits that suffered economic losses due to a disaster. Can help with operating expenses while you rebuild.
Loan amount: Up to $2 million
Interest rate: 3.75% fixed (as of 2026)
Repayment: Up to 30 years
Who qualifies: Small businesses and nonprofits in a disaster area with economic losses (lost income, inability to operate)
Contact: SBA Disaster Customer Service • 1-800-659-2955 • disastercustomerservice@sba.gov
Low-interest loans to repair or replace business property damaged by a disaster, including buildings, equipment, inventory, and vehicles.
Loan amount: Up to $2 million
Interest rate: 3.75% fixed (as of 2026)
Who qualifies: Small businesses and nonprofits with physical property damage in a disaster area
Contact: SBA Disaster Customer Service • 1-800-659-2955
Website: disasterloan.sba.gov
For Wyoming-specific SBA questions and local support:
Contact: Amy Lea, District Director • (307) 247-3191 • amy.lea@sba.gov
Loans up to $750,000 to small businesses affected by a Governor-declared disaster. Funds can cover rebuilding costs, equipment replacement, and recovery expenses.
Who qualifies: Small businesses (including service businesses, retail, nonprofits)
Contact: Wyoming Office of State Lands and Investments • (307) 777-6373 • shelley.hood3@wyo.gov
If your nonprofit provides an essential service (food, shelter, mental health, etc.), you may qualify for FEMA Public Assistance reimbursement for disaster-related expenses.
Who qualifies: Nonprofits providing essential services in a federally declared disaster area
What it covers: Reimbursement for debris removal, emergency response, and facility repairs
Contact: WOHS • (307) 777-5768 • ashley.paulsrud@wyo.gov
Nonprofits may have access to a set-aside within HMGP for mitigation projects that strengthen community resilience.
Contact: WOHS • (307) 777-5768
When Congress appropriates CDBG-DR funding for a specific disaster, nonprofits serving impacted communities may be eligible for grants to support recovery programs and projects.
Availability: Only when Congress appropriates funds for a specific disaster
Contact: U.S. Department of Housing and Urban Development (HUD) • Check CDBG-DR program announcements for Wyoming opportunities
After a disaster, many organizations offer case management to help survivors and businesses navigate recovery programs, fill out applications, and access resources. This can include help from nonprofits and VOAD (Voluntary Organizations Active in Disaster).
Contact: Wyoming 211 or your local nonprofit disaster response organization for case management referrals.
VOAD coordinates nonprofit organizations active in disaster recovery. After a major event, VOAD helps nonprofits work together and fill unmet needs.
Contact: nationalvoad.org or Wyoming disaster response organizations